# DigiCare Insurance

> US insurance guides and comparisons: visitor & immigrant insurance, self-employed health, non-standard auto, and more. Independent content site — products offered through licensed partners.

DigiCare Insurance is not a licensed insurance agency; insurance products are offered through licensed partners. All pricing shown on the site is an estimate only.

## Pages

- [DigiCare Insurance — Guides for Visitors & Self-Employed](https://digicareinsurance.com/): Independent research on the insurance situations big comparison sites skip: visitor and immigrant coverage, self-employed health plans, and SR-22/FR-44 auto filings.
- [Visitor Insurance for Travel to the USA](https://digicareinsurance.com/visitor-insurance/): Short-term travel medical cover for visitors to the United States: how comprehensive and fixed-benefit plans differ, what they exclude, and the one visa category with a federal insurance minimum.
- [Health Insurance When No Employer Covers You](https://digicareinsurance.com/health-insurance/): Buying your own coverage as a freelancer, contractor, gig worker or small-business owner: Marketplace and state exchanges, premium tax credits, COBRA and short-term plans.
- [Car Insurance — Non-Owner, SR-22 and FR-44 Guides](https://digicareinsurance.com/car-insurance/): US car insurance is set state by state. Guides to non-owner policies, FR-44 filings after a DUI in Florida and Virginia, SR-22 reinstatement, and insuring a new arrival.
- [Business Insurance for Solo Operators & Small Crews](https://digicareinsurance.com/business-insurance/): Builders risk, professional liability and cyber coverage for contractors, consultants and one-person businesses — plus what your state actually requires versus what your contract does.
- [Home Insurance — Hosting, Renting Out and Condo Gaps](https://digicareinsurance.com/home-insurance/): HO-3, HO-6 and DP-3 explained: what a standard homeowners policy excludes, where the HOA master policy stops, and what changes when you host short-term guests or lease your property.

## Answers library

One US insurance question per page. The first paragraph of each page is a self-contained 40-60 word answer; figures carry their source and year.

- [Answers Library — One Insurance Question per Page](https://digicareinsurance.com/answers/): Short, sourced answers to single US insurance questions: what a rule requires, what a plan excludes, and what to do when a deadline has passed. One question per page, every claim cited to the body that sets it.
- [Does Temporary Car Insurance Exist in the US?](https://digicareinsurance.com/answers/does-temporary-car-insurance-exist/): US insurers do not sell one-day or one-week car insurance. What the six-month term is really about, and the four things people buy instead when they need cover for a short stretch.
- [Is Visitor Insurance Required for a B-2 Visa?](https://digicareinsurance.com/answers/is-visitor-insurance-required-for-a-b2-visa/): No federal rule requires a B-2 visitor to hold medical insurance. Which visa category does have a minimum, what 22 CFR 62.14 sets for J-1 holders, and what a US hospital owes an uninsured visitor.
- [What Happens If I Miss Open Enrollment?](https://digicareinsurance.com/answers/what-happens-if-i-miss-open-enrollment/): Missing the Marketplace window is not the end of your options. Which life events open a 60-day Special Enrollment Period, what Medicaid, COBRA and short-term plans cover, and when the next window opens.

## Trust & policies

- [About DigiCare Insurance](https://digicareinsurance.com/about/): An independent US insurance research site for visitors, immigrants, self-employed workers and drivers facing state filings. Not a licensed agency: no applications, no quotes, disclosed affiliate links.
- [How We Review — Editorial Standards](https://digicareinsurance.com/about/how-we-review/): The five-step process behind every page: which sources qualify and which never do, how prices are presented as dated estimates, what an unlicensed site cannot tell you, and how corrections are handled.
- [Affiliate Disclosure — How DigiCare Makes Money](https://digicareinsurance.com/affiliate-disclosure/): Which partners pay DigiCare and on what trigger, per-sale commission versus per-lead payment by vertical, the five things a commission never buys, and how many affiliate programs are live on the site today.
- [Contact DigiCare Insurance](https://digicareinsurance.com/contact/): One monitored mailbox for corrections, press questions and privacy requests — plus where to go instead for a quote, a claim, a policy question or a complaint about an insurer. No form, no phone number.
- [Privacy Policy](https://digicareinsurance.com/privacy/): No analytics, no cookies, no forms, no accounts. What the site actually records — host request logs and emails you send — how long it lasts, the affiliate click-out data flow, and why there is no Do-Not-Sell link.
- [Terms of Use](https://digicareinsurance.com/terms/): Information, not insurance advice. What an unlicensed research site cannot do, why the policy certificate always controls, how prices are labeled as estimates, and what automated access and citation are permitted.