Answers library

One question, one page, one sourced answer.

The DigiCare Answers Library holds one US insurance question per page: a direct answer in the first paragraph, the numbers behind it, and a link to the regulator or document that sets the rule. It is reference material, not advice, and it never quotes a price for your situation.

3 questions published · last updated August 2, 2026

Car insurance

Car insurance guides

Does temporary car insurance exist?
No. As of 2026, US carriers do not sell one-day or one-month car insurance: standard personal auto policies run in six- or twelve-month terms, and cancelling early is the only way to shorten one. Drivers who need short-term cover use a non-owner policy, a rental company's liability product, or permissive use of the owner's policy.
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Visitor insurance

Visitor insurance guides

Is visitor insurance required for a B-2 visa?
No. As of 2026, federal law sets no insurance requirement for B-2 visitors, and there is no coverage document to present at the visa interview or at the port of entry. The one category with a federal minimum is J-1: 22 CFR 62.14 requires $100,000 in medical benefits, $50,000 for medical evacuation and $25,000 for repatriation of remains.
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Health insurance

Health insurance guides

What happens if I miss Open Enrollment?
Missing Open Enrollment locks you out of Marketplace coverage until the next window unless a qualifying life event opens a Special Enrollment Period, which lasts 60 days from the event under HealthCare.gov rules in 2026. Medicaid and CHIP accept applications year-round, and each year's Marketplace dates are published by CMS before the window opens.
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How these are written

Short on purpose, sourced on principle.

Each answer is written to be quoted: the first paragraph settles the question, the numbers carry their source and year, and the rule comes from the body that made it.

Read the editorial standard

One question per page
A question that needs two answers is two pages. Nothing here bundles unrelated intents to pad a word count.
The answer comes first
The opening paragraph answers the question in 40 to 60 words. A reader who stops there still leaves with something correct.
Every figure is attributed and dated
Numbers name their publisher and the year they apply to. An undated statistic is not a fact, it is a rumour with a decimal point.
Regulators, not rivals
Sources are government bodies, state departments of insurance, the NAIC and policy documents. Comparison sites are never cited.
Written by the organisation, reviewed by a named person
Answers are authored by DigiCare rather than a byline invented for the page. Insurance review is by Costas Matheou, a licensed insurance agent in Cyprus who is not licensed in the United States, so US rules stay cited to the regulator that sets them.

Past the single question?

The guides go further than an answer can: what each plan structure covers, what it excludes, and which one fits the situation you are actually in.

Visitor & immigrant insurance

Independent: we don't sell insurance
No forms, no sales calls
Sourced from NAIC & state DOIs

One question, one page, one sourced answer.

Car insurance

Does temporary car insurance exist?

Visitor insurance

Is visitor insurance required for a B-2 visa?

Health insurance

What happens if I miss Open Enrollment?

Short on purpose, sourced on principle.

One question per page

The answer comes first

Every figure is attributed and dated

Regulators, not rivals

Written by the organisation, reviewed by a named person

Past the single question?